The Community Investment Loan Fund stems from the Justice value and is a component of St. Joseph Health System's Socially Responsible Investing policy. The program provides capital in the form of low-interest loans to nonprofit entities to promote a social good and the development of healthy communities. The St. Joseph Health System Board currently allocates three percent of the system investment portfolio for the Community Investment Loan Fund. This fund supports projects and initiatives that promote low-income housing, minority-owned businesses, special education programs, and programs that support access to health care. St. Joseph Health System currently has $9.6 million committed to active projects such as Mercy Charities Housing California, Mental Health Association of Orange County, Taller San Jose, Jamboree Housing, Burbank Housing Corporation, South Plains Food Bank (Lubbock, Texas).